California Homeowners Insurance
Owning your own home is a major milestone, now the next step is properly protecting you and your investment from an array of risk exposures with comprehensive California homeowners insurance.
In order to secure you the most appropriate policy, Bravo Insurance takes the time to fully understand your individual needs—because let’s face it, every home and homeowner is different. As your leading independent insurance agency we have the ability to shop multiple carriers, both locally and nationwide, comparing rates and resulting in the best possible solution for your home insurance.
California residents, homeowners in Downey, or quite frankly anywhere within the Southern California area, have the opportunity to secure themselves personalized, custom home insurance policies. Complete California homeowners insurance – and beyond – typically includes protection for the following:
- The physical structure of your home
- Replacement cost
- Personal possessions
- Additional living expense (in the event of covered loss or a natural disaster)
- Personal Liability
Looking for specialty products, for those unique exposures vulnerable within your standard home insurance? California homeowners can rest assured—our specialized home insurance policies can be further enhanced by purchasing additional endorsements, such as:
- Valuable Articles/Floater Insurance policies (i.e. Jewelry Insurance)
- Flood Insurance policies
- Earthquake insurance policies
- Umbrella Insurance policies (additional liability)
- Animal Liability (liability issues due to household pets)
At Bravo Insurance we know what may work for one homeowner, won’t necessarily work for you. Which is precisely why we aim to create tailored California homeowners insurance policies, and policies for homeowners all across the region, that reflect the distinct needs of you, your family and your unique property.